Your loan is for 200000 and the amount of your first 100% refundable deposit is 499.99 inclusive of tax

Your first deposit is 100% refundable

499.99

You make a transfer of 499.99 which is added to your loan and you transfer the amount of 200499.99 including VAT

Final step : Click below to validate your loan. Your first one-off deposit is 100% refunded

The first down payment, which is 100% repaid, is compulsory and cannot be deducted from your loan

 

It is a security measure that guarantees the identity of the loan applicant and confirms your ability and responsibility to obtain the loan. Identity verification by the bank through a mandatory 100% repayable deposit is a procedure put in place to confirm the identity of the borrower and their responsibility for the loan granted.

 

The initial one-time deposit is made by bank transfer or credit card, either from your personal bank account or from another bank account. You can also ask for direct payment by credit card.

 

If you refuse to pay, your loan or money transfer, if it is still running, will be cancelled automatically

 

You will be refunded the full amount when the money is transferred to your personal bank account. The transfer to your personal bank account is direct and immediate after you are repaid !

 

If the transfer fails or the loan is cancelled, an automatic refund will be made to the bank account that sent the payment, with the immediate refund of the money to be confirmed by the lender: SATISFACTION OR REFUND

 

The first lump-sum deposit is calculated using the actuarial method, in accordance with the Commission Bancaire's current formula for non-bank loans by loan tranche, and is not deductible from the amount of the loan granted.

 

The procedure for the borrower's first lump-sum deposit, which is fully compliant with the Consumer Code, was introduced with the notary's consent and in accordance with the legislation in force under the financial strength guarantee mechanism by Decree No 99-776 of 8 September 1999 implementing Articles 52 to 15 of Law No 84-46 of 24 January 1984, as amended, on the operation and supervision of credit institutions